Wedding Insurance - The Latest Must Have?

While some people might think wedding insurance is pessimistic, they're not looking at the bigger picture. Wedding insurance is not just in case you get jilted at the alter, but it covers a whole range of things which are completely out of your control.

Just think of the cost of a wedding these days, it averages around $25,000. That's $25K for ONE day! Can you imagine losing that amount of money? For an ordinary person, the mind boggles at the thought of it!

Let yourself consider this scenario; You are a young woman completely in love with her fiance, you've planned a magnificent wedding day to be celebrated with your closest 150 friends and family. You have your dream venue, dream wedding dress and of course your dream man. Soon you'll be husband and wife and life will be perfect.

Your wedding day dawns and you look out the window and it's raining, in fact it's raining so hard it looks like someone has turned a tap on outside your window. Your heart sinks, but at least you're having an indoor church wedding, so you feel a little better.

You go downstairs only to be told the State Highway has been closed and the bridal party and guests would be unable to get to the reception site. The caterers, florist, cake, band and photographer all have to be cancelled.

Your day is ruined by something you have absolutely no control over. If you'd had event cancellation insurance, you wouldn't have lost a cent, but instead the wet weather has just flushed away $27,000.

For a start wedding insurance gives you piece of mind. Knowing that no matter what goes wrong, you'll be financially covered.

Event Cancellation Insurance / Postponement Insurance

You are generally covered against extreme events (like the above example) that might cause postponement such as severe weather, an accident, sudden illness and other situations that may cause you to lose money during the wedding planning process such as no-show vendors, lost or stolen photographs, wedding dress damage, and so much more.

• Lost supplier deposits
  
• If either the bride or groom serve in the military and approve leave is cancelled
• Unexpected illness

• Alcohol related accidents
• Property damage caused by you or your guests
• Bodily injury to you or a guest at your wedding

You can never be too careful or know what the future brings. Wedding insurance isn't a huge expense and the piece of mind having insurance gives you will be well worth the extra expense in the long run.

Information on wedding flowers
Information on wedding invitations
Information on wedding photography
Information on wedding insurance